French financial institutions face multiple regulatory reporting deadlines throughout the year. This guide provides a comprehensive timeline to help you plan submissions to ACPR, Banque de France, and AMF.
Key Takeaways
- Quarterly COREP/FINREP due T+42 business days
- Statistical reporting has shorter deadlines
- Annual reports have year-end concentration
- Public holidays affect business day counts
- Plan for vacation periods especially August
Calendar Overview
French regulatory calendar features:
• Quarterly prudential reports (COREP, FINREP)
• Monthly statistical reports (BSI)
• Quarterly statistical reports (SHS)
• Annual disclosures (Pillar 3)
• Ad-hoc reporting requirements
Deadlines are measured in business days from reference date.
Prudential Deadlines
Key prudential dates:
• Q4 (31 Dec): Due mid-February
• Q1 (31 Mar): Due mid-May
• Q2 (30 Jun): Due mid-August
• Q3 (30 Sep): Due mid-November
Exact dates vary by year based on business day calendars.
Statistical Deadlines
Statistical reporting:
• BSI: T+15 business days (monthly)
• SHS: T+70 calendar days (quarterly)
• AnaCredit: T+30 business days (monthly)
Statistical deadlines are generally stricter than prudential.
Annual Reports
Annual concentration in Q1: • Pillar 3 disclosure • FINREP annual tables • Resolution reporting • Remuneration benchmarking Plan resources for Q1 peak period. August submissions are challenging due to French vacation schedules.
Planning Tips
Effective deadline management:
• Build calendar alerts for T-10, T-5, T-1
• Account for French public holidays
• August requires early completion
• December holidays compress Q4
• Maintain buffer for unexpected issues
Share calendars across reporting team.
Checklist
- Annual reporting calendar prepared
- Key dates added to team calendars
- Resource allocation planned
- Holiday impact assessed
- Buffer time included
- Escalation procedures defined
- Backup coverage arranged
- Deadline tracking in place